There are a ton of reasons why we overspend: depression, distraction, instant gratification, it's easy, and we have a hard time saying no to ourselves, etc. et al. But all this overspending leads to basements full of Beanie Babies and a lot of stuff no one actually wants. Regina has tips for budgeting like a pro: check your accounts, track your expenses, and rekindle your relationship with Excel. Plus, Regina might have a ghost, Valerie hates angels, OITNB, and celebrating reproductive victory with the SCOTUS ruling on HB2.

Resources
Why We Buy: The Psychology of Overspending
The Easy Way to Create a Budget
Dave Ramsey's Guide to Budgeting